Fees & Insurance

 
 

Rates


Please contact my office directly to get information about my hourly rate. My rate varies based on the type of session (individual, family or group).

Insurance

Reimbursement for services may be covered in full or in part by your health insurance or employee benefit plan. I am an in-network provider for PacificSource, Moda Health, and Aetna.  If you have other insurance, I am happy to assist you in obtaining the out-of-network benefit to which you might be entitled. Please check your coverage carefully by asking the following questions:

  • Do I have mental health insurance benefits?

  • What is my deductible and has it been met?

  • How many sessions per year does my health insurance cover?

  • Are out of network providers covered? At what percent?

  • What is the coverage amount per therapy session?

  • Is approval required from my primary care physician?

  • What forms do I need to request reimbursement?

Payment

Cash, check, and all major credit cards accepted for payment at the time of service.

Cancellation Policy

If you miss your scheduled appointment with less than 48 hours advance notice, you will be required to pay a missed appointment fee.

Other Common Questions

When Will I Be Expected To Pay And What Am I Responsible For?

I will bill after each session. It is in your best interest to know the answers to the questions above prior to beginning, so that you feel clear and comfortable with the financial piece of this process. Insurance varies greatly between companies and even within specific plans, so it is important for you to know what is included in your mental health coverage. You will be responsible for payment on services that are not covered by your insurance.

What If I Don’t Have The Insurance You Accept? Can I Still Work With My Insurance?

If you would still like to work with your insurance, you may contact them and see if they allow for out of network benefits (OON) on your specific plan. If so, they may provide partial reimbursement to you. If you find that they will allow for this, I can provide a monthly superbill to you that you may submit to your insurance for reimbursement.

YOUR RIGHTS AND PROTECTIONS AGAINST SURPRISE MEDICAL BILLS (OMB Control Number: 0938-1401)

Centers for Medicaid and Medicare (December 2021)

When you get emergency care or get treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected from surprise billing or balance billing via Good Faith Estimates.

You have the right to receive a Good Faith Estimate explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance, an estimate of the bill for medical items and services. • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs such as medical tests, prescription drugs, equipment, and other hospital fees. • Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can ask any of your healthcare providers for a Good Faith Estimate before you schedule an item or service. • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. • Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises and if you have questions in regards to a Good Faith Estimate from me then please contact me at katie@backstorycounseling.com.

Centers for Medicare & Medicaid Services. (2021). The No Surprises Law has already seen several revisions, so it is subject to change.